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Buying a property

Are you looking for an affordable house or great apartment in a nice area? We would be happy to help you! Our estate agents are firm and fair negotiators. Based on your individual wishes, DHVC Vastgoedservice can handle the entire process, right through to the property transfer with the solicitor. 

Proactive search

We search proactively to find you your dream home. Location, environment, type of property: it is all important when searching specifically for you. When you find a property which interests you, we view it with you. We advise advise you about maintenance, any problems, and the asking price. The more properties we view with you, the better we understand your needs.

Free orientation meeting

Are you interested in buying a property in Eindhoven? 
We offer you a free, no-obligation appointment. This is possible either face-to-face, by telephone or Skype.

Buying a property in the area of Eindhoven

Buying a property is one of the most exciting things you can do. But it can also be stressful, especially if you don't have an in-depth knowledge of the process or understand real estate law in the Netherlands.
Using a real estate agent is very common in the Netherlands, and is advisable, particularly for those who are new to the country or are not fluent in Dutch.
We can provide you with helpful information on properties and neighborhoods that aren’t easily accessible to the public. Our knowledge of the property buying process, negotiating skills, and familiarity with the different areas you want to live in can be extremely valuable.
It all begins with how much house you can afford and finding the property you wish to purchase. Once you've found a property you need to check the technical condition of the house and figure out what it’s worth. This is followed by negotiations on the price and legal paperwork.

Why DHVC Vastgoedservice?

DHVC Vastgoedservice is an experienced local real-estate agent who can help you search for properties, provide expert advice, negotiate and protect your interest during the entire purchase process.
DHVC Vastgoedservice does the initial screening for you.
DHVC Vastgoedservice can only be working for you, not for the seller.
DHVC Vastgoedservice has insider knowledge about the market in and around Eindhoven.
DHVC Vastgoedservice will be able to advise you on aspects such as neighborhoods, schools and public transport.
DHVC Vastgoedservice will be able to translate your purchase contract.
DHVC Vastgoedservice will perform property checks (not a structural survey) regarding ownership, land registry and apartment cooperative contracts – this is important as it is possible to buy a property without then having the right to live in it.

Get Preapproved credit for Your Mortgage

Before you start looking for a property, you will need to know how much you can actually spend. The best way to do that is to get prequalified for a mortgage. To get prequalified, you need to provide some financial information to your mortgage banker, such as your income and the amount of savings and investments you have. Your lender will review this information and tell you how much we can lend you. This will tell you the price range of the properties you should be looking at. Later, you can get preapproved for credit, which involves providing your financial documents (paycheck, bank account statements, etc.) so your lender can verify your financial status and credit.

Get a Property Inspection

Typically, purchase offers are contingent on an inspection of the property to check for signs of structural damage or things that may need fixing. DHVC Vastgoedservice can help you arrange this inspection. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage.
Both you and the seller will receive a report on the property inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

Have the Property Appraised

DHVC Vastgoedservice will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is not directly associated with the lender of the mortgage. The appraisal will let all the parties involved know that you are paying a fair price for the property. This Appraisal report will be required for your mortgage and is accepted by all banks.

Notary

Dutch law requires that a notary must perform the property registration process. The costs will vary and may be a percentage of the property price, a per-hour charge or a fixed fee. The total average costs are usually around € 1.500,-.
A translator is also required to attend notary meetings in cases where one or more of the parties is not a Dutch citizen. Accredited translators can be hard to find, so ensure you book in advance, even if your Dutch is excellent. Translator fees are typically around € 200,-.
A local notary will draw up the transfer and mortgage deeds, sign them together with all parties. Finally, the notary registers ownership at the government and hands over the keys to you.

Since 2008 we've been helping Expats find their perfect home in the Netherlands, taking all their worries away. We can provide you all services you need to safely purchase a property in Eindhoven, our so-called DHVC Buyers Plan.

DHVC Buyers Plan

Once you have found a property we advise you to get a property inspection. A property inspection report provides you with full insight into the structural condition of the property and any related (repair) costs. The average price for a property inspection is € 400,00. An appraisal report is needed for your mortgage application. The average price for an appraisal report in the Netherlands is around € 400,00. The average price for the property registration process at the notary is around € 1.500,00 excluding translator fees of € 200,00. 
Our agency fee is a fixed fee of € 1.495,00 and include our activities as a buyer’s agent. All other activities mentioned are being outsourced to specialists in their field.

Discount Price DHVC Buyers Plan

DHVC Vastgoedservice can offer you the property inspection report, appraisal report, notary fee, translator fee and agency fee at a competitive price of € 3.495,00. 

The prices above are based on the fact that buyer finds his own property. If we search for a property on behalf of the buyer, we charge € 500,00 extra.
All prices include 21% VAT.

DHVC Vastgoedservice Activities
•    Unlimited visits
•    Visits property
•    Checks local development plans
•    Checks property condition
•    Checks leasehold
•    Checks environmental issues
•    Checks owners' association
•    Conducts negotiations
•    Checks purchase contract conditions
•    Checks the notary deeds and final invoice
•    Accompanies you to the notary
•    Support by phone, email and Skype
•    Coordinates all parties on your behalf
•    Ensures your interests are always kept in mind
•    Pro-actively searches for properties (optional)

Building inspector
•    Detailed construction check
•    Creates a detailed report
•    Identifies possible defects
•    Documents short, medium & long-term issues
•    Provides costs for short, medium & long-term
•    Can be used to cancel purchase

Appraiser
•    Expert with local knowledge
•    Creates an independent appraisal report
•    Provides you the market value
•    Accepted by all banks
•    Valid for National Mortgage Guarantee (NHG)

Notary
•    Draws up the mortgage deed
•    Draws up the delivery deed
•    Creates the final invoice
•    Ensures purchase conducted according to Dutch law
•    Hands you the keys to your new property!
•    Provides a translator if needed